COBRA

The Consolidated Omnibus Budget Reconciliation Act (COBRA), passed by Congress in 1986. Along with many other provisions, this law gives some people who lose health benefits the right to continue those benefits for a limited time. To qualify, individuals must have lost their benefits in certain circumstances (including divorce or job loss) and they may be required to pay the entire premium for coverage. For more information, see the COBRA information page at the Department of Labor.